Financial Disclaimer for AltcoinStory
Effective Date: August 11, 2025
Last Updated: August 11, 2025

⚠️ IMPORTANT NOTICE
THIS IS NOT FINANCIAL ADVICE. CRYPTOCURRENCY INVESTMENTS ARE HIGHLY RISKY AND CAN RESULT IN TOTAL LOSS OF FUNDS.

1. General Disclaimer
AltcoinStory ("we," "us," or "our") is an educational platform providing information about cryptocurrency and blockchain technology. This disclaimer applies to all content, data, and services provided on our website altcoinstory.com.
Business Information:

• Website: https://altcoinstory.com

• Business Name: Altcoinstory

• Location: Romania

2. Not Financial or Investment Advice
2.1 Educational Purpose Only
All content on AltcoinStory is provided solely for:

• Educational purposes

• General information

• News and market awareness

• Research and learning

2.2 What We Are NOT
We are NOT:

• Licensed financial advisors

• Investment counselors

• Registered investment advisors

• Securities dealers or brokers

• Tax or legal advisors

• Financial planners

2.3 No Professional Relationship
No advisor-client relationship is created by:

• Visiting our website

• Reading our content

• Using our tools or data

• Subscribing to our newsletter

3. Investment Risks and Warnings
3.1 Cryptocurrency Risks
Cryptocurrency investments involve substantial risks including:

⚠️ High Volatility

• Prices can fluctuate dramatically within minutes

• Market value can decrease rapidly and significantly

• Historical performance does not predict future results

⚠️ Total Loss Risk

• You may lose your entire investment

• There is no guarantee of returns

• Market conditions can change rapidly

⚠️ Regulatory Risks

• Changing government regulations

• Potential bans or restrictions

• Unclear legal status in some jurisdictions

⚠️ Technical Risks

• Exchange hacks and security breaches

• Wallet security vulnerabilities

• Blockchain network failures

• Lost private keys (permanent loss of funds)

⚠️ Market Risks

• Low liquidity in some markets

• Market manipulation

• Pump and dump schemes

• Limited market hours (24/7 trading stress)

3.2 Additional Considerations

• Tax Implications: Cryptocurrency transactions may have tax consequences

• Lack of Insurance: Most cryptocurrency holdings are not insured

• Irreversible Transactions: Blockchain transactions typically cannot be reversed

• Technical Complexity: Requires understanding of digital security

4. Data Accuracy and Limitations
4.1 Market Data Disclaimer
Our website displays real-time cryptocurrency data from third-party sources:

⚠️ Data Limitations:

• Delays: Market data may be delayed or interrupted

• Inaccuracies: Data feeds may contain errors or omissions

• Technical Issues: API services may experience downtime

• No Guarantees: We cannot guarantee data accuracy or completeness

⚠️ Sources:

• CoinGecko API for market data

• CoinCap API for pricing information

• Fear & Greed Index from external sources

• Market capitalization data from third parties

4.2 Information Updates

• Market conditions change rapidly

• Our content may become outdated quickly

• We strive for accuracy but cannot guarantee real-time updates

• Always verify information independently

5. Do Your Own Research (DYOR)
5.1 Independent Verification
Before making any investment decisions:

• Conduct thorough independent research

• Consult with qualified financial professionals

• Review official project documentation

• Understand the technology and team behind any project

• Assess your risk tolerance and financial situation

5.2 Professional Consultation
We strongly recommend consulting with:

• Licensed financial advisors

• Tax professionals familiar with cryptocurrency

• Legal advisors for regulatory guidance

• Investment professionals for portfolio advice

6. Referral Relationships and Conflicts of Interest
6.1 Affiliate Disclosures
IMPORTANT: Our website contains referral links and we may receive compensation when you:

• Sign up for cryptocurrency exchanges through our links

• Use services we recommend

• Click on affiliate links

6.2 Editorial Independence
Despite financial relationships:

• Our educational content remains independent

• We do not guarantee the quality of third-party services

• Referral relationships do not constitute endorsements

• You should research any platform before using it

6.3 No Responsibility for Third Parties
We are not responsible for:

• Actions or policies of cryptocurrency exchanges

• Security breaches at third-party platforms

• Changes to third-party terms of service

• Customer service issues with external platforms

7. Limitation of Liability
7.1 Investment Decisions
YOU ARE SOLELY RESPONSIBLE FOR:

• All investment decisions

• Research and due diligence

• Understanding risks involved

• Consequences of your actions

7.2 No Liability for Losses
To the maximum extent permitted by law, AltcoinStory and its operators are not liable for:

• Investment losses or gains

• Missed opportunities

• Data inaccuracies or delays

• Technical issues or downtime

• Third-party platform problems

7.3 Damages Limitation
Our total liability for any claims shall not exceed €100 (one hundred euros) regardless of the cause of action.

8. Regulatory Compliance
8.1 Jurisdictional Variations
Cryptocurrency regulations vary by jurisdiction:

• Laws differ between countries and regions

• Regulations are rapidly evolving

• Some activities may be prohibited in certain areas

• We do not provide legal advice on compliance

8.2 User Responsibility
It is your responsibility to:

• Understand applicable laws in your jurisdiction

• Comply with local regulations

• Report taxes as required

• Ensure legal use of cryptocurrency services

9. Age Restrictions
9.1 Adult Content
Our content is intended for adults (18+ years) who:

• Can make independent financial decisions

• Understand investment risks

• Have legal capacity to enter contracts

• Can bear potential financial losses

9.2 Parental Supervision
If minors access our content:

• Parental supervision is required

• Parents/guardians are responsible for monitoring usage

• Educational content should be discussed with adults

10. Accuracy of Information
10.1 Best Efforts
While we strive to provide accurate information:

• We cannot guarantee completeness or accuracy

• Information may become outdated quickly

• Market conditions change rapidly

• Technical errors may occur

10.2 No Warranties
We provide information "AS IS" without warranties of:

• Accuracy or completeness

• Fitness for particular purposes

• Merchantability

• Non-infringement

11. External Links and Resources
11.1 Third-Party Websites
Our website contains links to external resources:

• We do not control third-party content

• External sites have their own terms and policies

• We are not responsible for external content accuracy

• Links do not constitute endorsements

11.2 Social Media Recommendations
Our recommendations for X (Twitter) and YouTube channels:

• Are for educational purposes only

• Do not constitute investment advice

• May change without notice

• Should be independently verified

12. Updates to This Disclaimer
12.1 Policy Changes
We may update this disclaimer to reflect:

• Changes in regulations

• New features or content

• Legal requirements

• Industry best practices

12.2 Notification
Material changes will be communicated through:

• Email to newsletter subscribers

• Prominent website notices

• Updated effective dates

13. Contact Information

For questions about this disclaimer:
AltcoinStory
Email: info@altcoinstory.com
Website: https://altcoinstory.com
Subject Line: Financial Disclaimer Inquiry

14. Legal Jurisdiction
This disclaimer is governed by Romanian law and any disputes shall be resolved in Romanian courts, subject to applicable EU consumer protection laws.

⚠️ FINAL WARNING
CRYPTOCURRENCY INVESTING IS HIGHLY SPECULATIVE AND INVOLVES SUBSTANTIAL RISK OF LOSS. NEVER INVEST MORE THAN YOU CAN AFFORD TO LOSE. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

By using AltcoinStory, you acknowledge that you have read, understood, and agree to this Financial Disclaimer.